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Top 8 Best Payment Gateways for Online Business in 2022

If you own an online business, you’re probably confused about which payment gateway to use for digital transactions. A payment gateway is an eCommerce solution that accepts a variety of payment methods such as credit cards, debit cards, net banking, and so on. Customers of a given website utilise these gateways to pay for their product purchases.

A business organisation must consider several factors before selecting a payment gateway. For example, payment choices, processing costs, transaction speed, and many more. If you sell your products and services internationally, you must also consider the ability to take international payments.

Some startup founders may not have the time to devote to researching an appropriate payment method. So we’ve compiled a list of some of the best possibilities on which to rely.
The payment gateways we’ve examined are reliable and trusted by millions of people.

1. PayPal

This is one of the most popular payment gateway sites for sending or receiving online payments. Most freelance sites, including Freelancer and Upwork, use the site.

Furthermore, PayPal offers its customers extensive security features. The payment gateway has over 300 million customers scattered throughout 200 countries. You can withdraw money in 56 different currencies using its merchant account.

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2. Paytm

Paytm is the first thing that springs to mind when we talk about online transactions. This is due to the superb branding and features it provides. Payment options supported by the platform include debit/credit cards, UPI, wallets, and others.

This brand’s Gateway is simple to use, and clients appreciate it. Furthermore, when more customers utilise the app, it becomes a viable choice for a business. The app allows you to accept UPI payments at a 0% transaction fee.

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3. CCAvenue

CCAvenue is the best option if you want to provide your consumers with an easy-to-use and secure payment gateway. CCAvenue payment gateway accepts over 200 payment methods, including credit cards, net banking, and debit cards. The platform is well-known throughout South Asia and has a large client base.

CCAvenue also allows you to offer EMI services from 14 banks. To ensure rapid and safe transactions, the platform offers a one-of-a-kind security feature called FRISK. This gateway is used by some of the world’s most recognisable businesses, like Air Asia and Lakme, to collect online payments.

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4. Amazon Pay

Amazon Pay
Amazon, an American e-commerce company, has also lately launched a payment gateway.
The Gateway is simple to operate and has a quick processing speed. Amazon Pay has incorporated multiple levels of protection to ensure a smooth transaction experience for its consumers.

Because the payment gateway is still in its early stages, it offers many discounts to make the deal more appealing to the buyer. Many startups rely on Amazon Pay to conduct online transactions. So you may give it a shot as well.

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5. Instamojo

This is another another popular payment gateway used by internet merchants. Instamojo accepts over a hundred different payment methods. Furthermore, the payment gateway is simple to include into websites and mobile devices.

The Bank does not charge any transaction fees for the NEFT and RTGS services. Instamojo also provides recurring billing, which allows customers to make monthly payments. The platform’s only disadvantage is that it does not accept several currencies.

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6. PayU

PayU is an excellent international payment gateway to consider for your online business.
The Netherlands-based fintech firm works in seven countries and is well-known for its simple features. PayU provides clients with nearly all payment alternatives.

PayU accepts a variety of payment options, including wallets, cards, UPI, and online banking.
The portal also supports various bank EMI alternatives. Customers will appreciate how simple the user interface is, making the payment procedure simple.

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7. Atom

It is a newbie to the payment gateways list, but it is rapidly expanding, with 150000 clients globally. Atom provides 256 payment alternatives and has worked with over ten banks. Furthermore, the checkout page loads quickly to expedite every transaction.

Every time a customer transacts with Atom, they receive an invoice. To ensure secure payments, Atom employs a high-security encryption technique. Users also get a multi-currency system that allows them to make payments in their favourite exchangers.

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8. Razorpay

Razorpay is one of the earliest payment gateway platforms available. The Gateway was launched in 2014 and today has over 8 lakh users. Razorpay is well-known for its simple setup and quick transaction times. Transactions made through this gateway are secure because they are encrypted from beginning to end.

Razorpay also offers a business banking division that handles recurring payments, invoice sharing, and loan approvals. Furthermore, clients can effortlessly use it to make payments.
Razorpay is used by small, medium, and large-scale businesses for all of these reasons.

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